I'm back! OMG! I found my blog once again! I've been searching for this for like 7 years and alas I found it. I just don't know what happened to me!
This is my son now! Last time I wrote here I only had 2 kids (2 daughters). Lo and behold I bore a son last 2014!
I want to have some sort of a flashback of things to get me up to speed again. But I know it would not make sense now.
Anyway! I'm just glad I'm back and I now have my voice back!
I miss writing!
I started to think about retirement at age 36. I don't know why but it was then that I realized that despite my good prospects for promotion in the near future and my steady stream of income from the investments that we were making, I just knew then that I needed to start my journey to financial stability and security. My son and my youngest was less than a year old then. I computed in my mind that when he reached college at 18 years old, I would be around 55 years old by then. I was unsure what I'd be by then. Would I still be healthy enough to work? Would we have enough savings to make sure that he has money for a decent college to go to? Would he be intelligent enough to make it to UP to enjoy free tuition? It was unsettling. I felt I had to do something. And so I realized that I wasn't even talking about retirement. I was just thinking about Sam's college really. So it was then that I made my big leap to get a VUL. I did not know much about it then bu
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