A WORKING MOM'S PEN HAVEN

If you're my age, you've more likely come across an Insurance Agent or Financial Advisor from among the popular insurance companies in the Philippines.  Most of them claim to be able to advise you on investment portfolios that you may want to buy or avail for yourself.  They would often ask you first about your investment capacity or the amount that you are willing to invest whether monthly or one-time and then move into presenting you a proposal based on that alone.   Based on my experience on investments, the best kind of advisors are those that are concerned with the end goal rather than what you'd like to give up from your disposable income.  Normally, when you ask people about how much they would like to invest, they would normally just let you know how much extra extra money they have or what they usually have left after a payroll cutoff.  If you let people do that, chances are you'd end up getting lose changes as investment funds.  There lies th...