One of the things that surprise me most is the fact that everyone who has some kind of employment can actually afford a house and lot. Well, a lot of things like preference, accessibility, community etc will come into play but in terms of affordability, one actually have a choice out there. Thanks to socialized housing programs, Filipinos who are employed can avail of a house and lot for as little as P2,000 a month through pag-ibig financing. How cool is that right?
However, in most areas where these socialized housing is available, most developers would require a hefty downpayment which is the main hindrance why most forego their purchase. Most developers ask around 10-20% down payment which is roughly about 50-100k, something that the average Juan may not readily have.
In most cases though, developers stretch the down payment to 12 to even 24 months to pay just to accommodate their budgets. However, for this market whose jobs are usually very volatile, they may not have enough money to spare for down payment amortization since most are also currently renting. Those living with relatives on the other hand also share on their extended family's need in exchange for staying in their in-laws and parents house. In most cases, the operative price that an average minimum wage earner can spare would not be more than P2,000. This does not match even the lowest dp amortization offered by most which is around P3k to 4k a month.
Seems ironic right given that they can afford the balance but the problem lies with the down payment.
This is why I was elated to discover about Empresa Homes! The one in Bataan is located in Brgy Lucanin in Mariveles.
It truly is a gem to behold especially among 40,000 workers in the Freeport Area of Bataan of FAB. The development offers the Elena Model which is surpringly priced the lowest in the industry at only P485,000 per inner unit. The floor area is 22sqm (just like my condo) and sits on a 36sqm lot! And they have an ongoing promo that allows the buyer to move in even before they get Pag big loan release. They only require that you submit the Pag ibig housing loan requirements and just P15,000! Dope right??? P15k then you can move in?
What's more is that you can choose to may the P15k in 3 months so after paying P3k, you just have to pay P4k a month then Voila! you can move in! So you're thinking, "Didn't you just say that we can't afford more than P2,000?". Well, the best news is that if you're a FAB or AFAB employee, you get a huge discount on down payment!
You only need to pay the required reservation of P3,000 and instead of paying P4k, you only get to pay P2,171 for 3 months! Wow right? BUT the deal is you can only avail of this by going through the marketing team or employees of Empresa Mariveles. So for inquiries, please go directly to the Empresa Mariveles office or if you're employed in FAB you can ask your HR about it and tell them that Empresa has an ongoing partnership with FAB and they should be able to coordinate with the Community Services Dept of FAB for the discount. You can also catch the Empresa booths located at some FAB companies. This week the team will be holding a booth inside the canteen of Desktop Bags.
You can also show this voucher to the Empresa Mariveles office to avail of the exclusive discount.
For questions, inquiries, you can call Lailyn at 09256217650 or Josh at 09153719034. You can also visit bria.com.ph for more info.Know more about this offer at: https://www.facebook.com/empresamarivelesfabdiscount/
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